The Accident Compensation Corporation (ACC) Te Kaporeihana Whina Hunga Whara is the Crown of New Zealand entity who is responsible for managing accident accidents schemes is not universal in the country. This scheme provides financial compensation and support to residents, residents, and temporary visitors who have suffered personal injuries.
The Corporation was incorporated as an Accident Compensation Commission on April 1, 1974 as a result of the 1972 Accompensation Compensation Act. The main act governing it today is the Accident Compensation Act 2001. As a Crown entity, the ACC is responsible to the Cabinet Minister through his Council. Board of Directors. Unlike most other Crown entities, it has its own ministerial portfolio, which since October 2017 has been held by Iain Lees-Galloway.
Video Accident Compensation Corporation
History
The ACC has its origins in the Workers 'Compensation Act of 1900 "(Workers' Compensation Act for Root Roots (1900)), which establishes a limited compensation scheme for injured workers in which no party is directly responsible. In 1967, New Zealand's New Zealand Commission, chaired by High Court Judge Owen Woodhouse, recommended extending this compensation to cover all injuries without error basis.After this report, on 1 April 1974 the Government of New Zealand established the Accident Compensation Commission to enforce the requirements of the 1972 Accident Compensation Act and the 1973 Amendment. The law was subsequently replaced by the 2001 Injury Prevention, Rehabilitation and Compensation Act, renamed the "Accident Compensation Act 2001" in 2010. Annual Report (1989/90) of the Accident Compensation Commission proposes that the difference between "accidents" (covered) d an "illness" (which is not) should be dropped. But this proposal was not taken by the government. In 1992, the government changed the name of the Accident Compensation Commission as "Accident Compensation Corporation".
From 1 July 1999, the Fourth National Government allowed private insurance operators to provide workplace accident insurance, and the ACC was briefly exposed to competition. The Fifth Labor Government (elected in November 1999) revoked this change, and as of 1 July 2000 re-establishes the ACC as the sole provider of accident insurance.
Maps Accident Compensation Corporation
Features
ACC is the sole and compulsory insurance provider in New Zealand for all work and non-employment injuries. Corporations manage the ACC Scheme without fault base, so anyone - regardless of how they get injured - has coverage under Scheme. Since there is no basic scheme, a person who has suffered personal injury has no right to sue the guilty party, except for exemplary damages.
The ACC scheme provides various rights to the injured; However 93.5 percent of new claims in 2011-12 are only for maintenance costs. Other rights include weekly compensation for lost income (paid at the rate of 80% of a person's pre-injury income) and the cost of modifying the house or vehicle for the severely injured. This scheme offers rights that are subject to various eligibility criteria.
ACC works with partners and communities on initiatives to prevent injuries. These initiatives include, but are not limited to, RugbySmart with New Zealand Rugby, Ride Forever, Mates and Date, and 'Make Your Home a Security Zone' with Safekids.
Administration of levy
ACC is primarily funded through a combination of government fees and contributions. Earnings collected from each source entered into accounts that have been determined by source. The costs associated with the injury are paid from one of these accounts based on the type and cause of the injury.
The four main accounts are: Employment, Income, Non-Income, and Motor Vehicles. There is also a fifth account, Treat Injury (formerly Medical Misadventure) drawn in both the Income and Non-Earnings accounts.
Funding
The ACC initially has a pay-as-you-go funding model that collects "just enough levy throughout the year to cover the cost of claims for a given year". In 1999, a "fully financed" model was implemented where sufficient collections were collected to cover the cost of a lifetime of any injury - which may require compensation for 30 years or more. However, getting the ACC to a strong financial footing is not easy and in 2009, the ACC posted a $ 4.8 billion loss - described as the biggest corporate loss in New Zealand's history. This cost escalation is thought to be due to an increase in the number of claims, widening rights and increased costs to meet claims. Another factor is the free physiotherapy service provided at the point of delivery that causes over-servicing of the client. Between 2000 and 2008 this appears to have contributed to a 214% increase in physiotherapy costs.
A 100% replacement scheme for physiotherapy services is terminated and ACC levies on wages and riders are on the rise. ACC Chairman John Judge told the Sunday Star Times that it would take a "stubborn" approach to make the ACC a sustainable position. This will require a substantial "levy" fee increase and "legislative change to get people out of the scheme and get back to work faster". In 2012, the ACC has made good progress towards its 2019 target (which is fully funded), and $ 4.5 billion less than the corresponding obligation ($ 28.5b) with its assets ($ 24b).
By the end of 2012, ACC Minister Judith Collins announced that the Government will not cut ACC levy for 2013-14 years. While the ACC Board and the Ministry of Innovation and Employment have recommended reductions in levies of between 12 and 17 percent, Collins stated that the government's decision is motivated by uncertain economic conditions and a desire to ensure that the reduction of sustainable levies. Andrew Little, a spokesman for the Labor Party's ACC, criticized this decision, claiming that it was driven by government efforts to bring the budget into a surplus and reduce levies would provide a boost for the economy. In the 2013 budget, Collins announced a $ 1.3 billion cut in ACC levies over the next two years. Collins said the Earnings and Workers account is now fully funded after the Corporations reduced the number of long-term ACC claimants from 14,000 to less than 11,000.
In 2015/16, ACC's outstanding (OCL) liability claim increased by $ 6.4 billion, resulting in a net deficit of $ 3.4 billion. OCL measures the future costs of all existing ACC claims. The year also saw 1.93 million claims received; an increase of 5.2% over the previous year. $ 3.5 billion is payable to all new and existing claims.
There are some conjectures about whether or not ACC staff are paid incentives to remove long-term clients from weekly compensation. This is disputed by Ex-CEO Ralph Stewart in 2012. That year there were 10,400 long-term claimants registered with the ACC - down more than 1,000.
Important event
Violence against staff
In some cases, ACC clients have threatened or attempted to harm an ACC staff member. In 1999, a staff member was stabbed by the plaintiff at the ACC office in Henderson. In 2010, the ACC logo was removed from company vehicles after several staff were "hit or driven by other drivers". The following year a threat to former chief executive Ralph Stewart caused a decision for security staff to be placed outside his home. There are at least two threats to detonate car bombs outside the ACC office and police should be called on several other occasions. In 2012, there were a total of 134 registered threats against staff - the majority of case managers "making difficult decisions" on client cases.
Client fraud
In 2013, it was reported that 64 people have been convicted of cheating ACC for a total of more than $ 10 million over the past four years. This includes clients claiming they are "hurt" but who continue to work while receiving the benefits of ACC and medical practitioners who charge the ACC for more treatment than is actually provided. Another category of ACC impostors is the widows who continue to claim payments after their injured partner then dies. Sometimes this payment lasted for almost 30 years before the fraud was revealed - with a woman receiving nearly $ 150,000 after her husband died.
Fraud staff
There have been a number of cases where ACC staff have deceived the company. Jeffrey Chapman, former chief executive of the ACC from 1985 to 1992, was jailed for tricking the ACC and other government agencies; Gavin Robbins, his successor from 1993 to 1997, was also accused of fraud but acquitted. In 2011, a senior manager was convicted of a violation of dishonesty involving property leased to the ACC by private business interests. By the end of 2012, Jonathan Wright, an ACC medical contractor, was found guilty of dishonestly earning more than $ 18,000 in fake travel expenses from ACC.
Claims Care Injuries
Medical misadventure claims are re-labeled as an Injury Claim Treatment (IT) in 2005. Treatment injuries are when injuries are caused by the care provided by registered health professionals. This injury is not an essential part or a regular consequence of treatment.
Bronwyn Pullar privacy violation
ACC already has a number of privacy violations related to the claimant. The most significant occurred in 2011 after the release of details of 6700 plaintiffs to the claimant ACC party, Bronwyn Pullar. Pullar has fought against the ACC since suffering a head injury in 2002 - and has 45 separate complaints against the agency - only one of them is a privacy violation. In 2011 he and former president of the National Party Michelle Boag, held a meeting with two senior ACC managers to discuss his concerns. The ACC referred the matter to police who claimed that Pullar threatened to go to the media about a privacy violation if he did not get what he wanted. The police listened to the meeting and decided there was no case to answer.
In March 2012, ACC Minister Nick Smith resigned from the Cabinet after it was revealed that he had written a letter on behalf of Pullar, who was his personal friend, while he was the Minister of ACC.
ACC Chairman John Judge continues to insist that the show's version is correct and as a result, ACC Minister Judith Collins has not renewed his position on the ACC Board. ACC chief executive Ralph Stewart also resigned the following day. Three other Board members - Murray Hilder, Rob Campbell and John McCliskie - also resigned.
The fall of the affair continued in May 2012, when Collins sued Labor MP Trevor Mallard and Andrew Little for defamation of comments they made on Radio New Zealand's broadcast linking to email leakage from Michelle Boag after the release of the file. This case was resolved after the High Court hearing in November 2012.
The ACC's independent review was conducted towards the end of 2012 and found the organization "lacks a comprehensive strategy for protecting and managing prosecutor information" and said the ACC had an "almost arrogant" attitude towards its clients The review suggests that the culture within the ACC allows its staff to target clients involved in violations privacy and complaints rather than showing respect to the prosecution.In 2013, the staff training academy was discussed with "an emphasis on a client-centered approach".
See also
- Tort Reform
- Atiyah Accident
References
External links
- Accident Compensation Corporation
Source of the article : Wikipedia
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